I took a finance class and was forced to purchase a financial calculator. The BA-II was recommended, but students could opt for the BA-II Plus if they wanted to. I'm *very* happy that I did -- not only are the additional functions useful, but the look and finish of the calculator makes it much more enjoyable to use. It seems like a small thing -- I mean, who cares what a *calculator* looks like -- but having silver, easy to read buttons and an overall silver case makes you feel like you're using a sophisticated machine, not just a plastic calculator.
As for the functionality, there are a handful of additional functions on the Plus, such as IRR and other cash flow oriented calculations. These aren't used as much as the standard N,I,PV,PMT,FV set of keys, but when you need them they're very handy to have on hand. Rather than a plastic hardcase, this calculator also comes in a slipcase.
My only complaint is simply that I'm still used to "regular" calculator things like order of operations, and the fact that resetting the calculator also resets what I would assume are "global" settings that should stick. But that's a complaint of all financial calculators, and reflects more on my use than the calculator.
The kicker is that this calculator is only $5 more than the BA-II. For $5, just the build quality is enough to justify the extra cost. The features are a bonus at that point.Get more detail about Texas Instruments BA II Plus Professional Financial Calculator.
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